Buying a zone 1-4 day travelcard at a National Rail station ticket machine on a Sunday recently, I realised that I could get it for £4.80 with my railcard, rather than £5.70 full price. TfL's fares leaflet doesn't mention this, and Oyster PAYG caps at 50p below the travelcard price (ie £5.20).
The simple return fare on the "Oyster PAYG network" (see next entry) would be £4 off peak, for comparison.
My railcard is a Goldcard partner Network Railcard. If you know someone who has an annual Goldcard (ie has an annual travelcard - the Goldcard comes with it), get them to get you a Network railcard for £1 (yes really) and get a discount on loads of fares, particularly National Rail fares.
The rules for railcards / Goldcards are elaborate - but it's always worth asking the ticket seller / telling the ticket machine that you have card (assuming you have!).
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