According to fares supremo Barry Doe (widely respected, but still a secondary source) annual season ticket holders whose ticket is valid for a station n the London and South East network area can have their Gold Card (which is included in the annual's price) coded onto their Oyster card, so avoiding the inconvenience of carrying round a piece of cardboard and remembering to claim the discount for the Gold Card.
Additionally, the discount of 34% is now extended to Underground only Oyster PAYG fares (similar ts and cs doubtlessly apply). The cheapest annual season ticket used to be Ryde St Johns Road to Ryde Esplanade on the Isle of Wight. It is currently £140 pa and might not take that long to pay for itself.
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